Day 8

Today I am thankful for being one credit card closer to debt free. The husband and I were doing very good in getting all the balances of credit cards and have a an emergency savings fund in case something happened...which it did in August. Losing your job is rough on the finances, especially when you are the main bread winner as I am. I was not given a severence package as I had not been with the company long enough....panic really set it. Missouri's unemployment is not a percentage of your income but a mere $320 a week. This amount was lowered for me as I make too much working 8 hours a week at Ann Taylor....so it was usually my Ann money and about 290 from the government. We had just put the remaining balance of the honeymoon on a credit card to earn miles, but was to be immediately paid off with a commission check. Well after losing my job, we were not able to do that. And with some other wedding expenses we added more to those balances. Luckily, I had saved well enough to not have to put many survival bills on the credit card. And this morning, I paid off the lower of the 2 bills! I love seeing a zero balance. My goal for 2012 is to be free of credit cards and rebuild my savings. I just need to stop shopping when I am stressed